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Home / Legal Knowledge Hub / Q1003

Q1003. Can I recover a debt in Thailand without a written contract?

Answered by the NYC Visa & Translation legal team

Often yes, but proof becomes the whole case. Bank transfer slips, chat messages, invoices, delivery notes and part-payments can establish the obligation. Note that Section 653 of the Civil and Commercial Code requires written evidence signed by the borrower to sue on a loan of money above the threshold set in that section, so informal cash lending is the hardest scenario. A written demand letter is also usually needed to place the debtor in default under Section 204 before interest and damages run. Talk it through with our Thai-licensed lawyers by phone, LINE or email before you act.

General information on Thai law, not legal advice for a specific matter. Statutes and court practice change.

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