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Q1003. Can I recover a debt in Thailand without a written contract?
Answered by the NYC Visa & Translation legal team
Often yes, but proof becomes the whole case. Bank transfer slips, chat messages, invoices, delivery notes and part-payments can establish the obligation. Note that Section 653 of the Civil and Commercial Code requires written evidence signed by the borrower to sue on a loan of money above the threshold set in that section, so informal cash lending is the hardest scenario. A written demand letter is also usually needed to place the debtor in default under Section 204 before interest and damages run. Talk it through with our Thai-licensed lawyers by phone, LINE or email before you act.
General information on Thai law, not legal advice for a specific matter. Statutes and court practice change.
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Official sources — legal services
The information on this page follows the official sources below. Always check the latest version before you file.
- Office of the Judiciary— Office of the Judiciary
- Ministry of Justice— Ministry of Justice
- Lawyers Council of Thailand — Notarial Services Attorneys— Lawyers Council of Thailand
- Office of the Council of State — Thai law database— Office of the Council of State
- Royal Thai Government Gazette— Royal Thai Government Gazette
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