Is Chill D 3.88% locked-in?

No, fully liquid. Tiered rate: 0–100k = 1.50%, 100k–1M = 2.50%, 1M–3M = 3.88%, over 3M = 1.00%.

CIMB Preferred ASEAN access?

AUM > 3M THB unlocks digital KYC to open CIMB Malaysia/Singapore/Indonesia/Cambodia/Philippines from Thailand — no travel required.

Does CIMB Thai accept DTV holders?

Yes at flagship branches only (Central Embassy / Central World / One Bangkok). Bring passport + DTV + Residence Certificate + 3-month overseas statement.

0.20% (min 150 / max 500 THB) — cheapest in the market. Routing via CIMB Malaysia/Singapore avoids intermediary fees.

CIMB Thai Bank

ลาดพร้าว กรุงเทพฯ (Malaysian parent) · 60 สาขา — เล็กแต่ premium

Quick Answer

CIMB Thai (Malaysian parent) offers Chill D Savings at 3.88% p.a. — the highest rate in Thailand, plus a fully English digital app and access to CIMB's ASEAN network via Preferred banking. Accepts all long-stay visas including DTV at flagship branches.

✓ Accepted visas

Non-B + WP
Non-O
LTR
SMART
Elite
DTV
Non-ED

✗ Refused visas

Tourist

Fees & Products

Primary product	CIMB Chill D Savings 3.88% p.a. (ดอกเบี้ยสูงสุดในระบบ) + Preferred multi-currency
Minimum initial deposit	500 (Chill D) / 200,000 USD (Preferred FCA) THB
Low-balance fee	0 THB
Debit card	300/ปี THB
Overseas ATM	220 + 1%
Wire in	0.20% (150–500 THB)
Wire out	400–1,000
FCD currencies	USD, EUR, GBP, JPY, AUD, SGD, MYR, CNY, HKD, IDR
App	CIMB THAI Digital Banking (TH/EN — 100% English)

Documents required

Passport + visa
Work Permit / LTR/SMART/Elite card
Residence Certificate
หลักฐานรายได้

Address proof: Residence Cert · Timeline: 1 วัน

Insider Tips

CIMB Chill D ดอกเบี้ย 3.88% — สูงสุดในระบบธนาคารพาณิชย์ไทย (ปกติ 0.25–0.50%)
Preferred banking (AUM > 3M THB) เข้าถึง ASEAN network — เปิดบัญชี CIMB Malaysia/Singapore/Indonesia ได้เร็ว
รองรับ MYR/IDR direct FCD — เหมาะสำหรับคน ASEAN

Foreigner-friendly branches: Central Embassy · Central World · Central Ladprao (HQ) · One Bangkok

⚠️ Common rejection reasons

ต้องเปิดที่ flagship เท่านั้น (สาขาน้อย)

FAQ

Is Chill D 3.88% locked-in?: No, fully liquid. Tiered rate: 0–100k = 1.50%, 100k–1M = 2.50%, 1M–3M = 3.88%, over 3M = 1.00%.
CIMB Preferred ASEAN access?: AUM > 3M THB unlocks digital KYC to open CIMB Malaysia/Singapore/Indonesia/Cambodia/Philippines from Thailand — no travel required.
Does CIMB Thai accept DTV holders?: Yes at flagship branches only (Central Embassy / Central World / One Bangkok). Bring passport + DTV + Residence Certificate + 3-month overseas statement.
SWIFT wire-in fees?: 0.20% (min 150 / max 500 THB) — cheapest in the market. Routing via CIMB Malaysia/Singapore avoids intermediary fees.