Health and Travel Insurance for Visa Applications
Files are often returned because the policy does not match: limits too low, dates not covered or the wrong certificate format. We check the requirements and coordinate OIC-licensed agents or brokers.

- Years
- 7
- Languages
- 30+
- Countries
- 94
- Notaries
- 6
For: Schengen applicants, Thai long-stay visa applicants and others needing insurance
Reviewed by NYC legal team · บริษัท เอ็นวายซี วีซ่า แอนด์ ทรานสเลชั่น จำกัด
What should visa insurance cover?
The minimum limit, the full travel or stay period, the passport name and a certificate in the format the embassy or immigration requires. Rules change, so check the latest notice.
- Thai regulator
- OIC
Visas that need cover
- Short-stay Schengen visas: medical cover at the set minimum across all Schengen states for the whole trip
- Some Thai retirement visas and LTR: health insurance under Thai rules
- Some student visas: insurer set by the country
What we check
- In- and out-patient limits
- Start and end dates
- Name matching the passport
- Certificate in the required format
- Pre-existing condition exclusions
How we work
- 1
Visa rules
Limits and dates
- 2
Compare policies
Through licensed agents or brokers
- 3
Certificate check
Required format
- 4
Add to file
With translation if needed
Indicative fees
Premiums are set by insurers and paid to them
Frequently asked questions
Do you sell insurance?+
No. We check requirements and coordinate OIC-licensed agents or brokers.
Credit card travel cover?+
Sometimes, with a compliant certificate, but often not enough. Check first.
📚 Official references
- Check insurance licences— Office of Insurance Commission
Step-by-step preparation guide
ชุดเอกสารตัวตน การเงิน และวัตถุประสงค์ ขั้นตอนยื่น และข้อผิดพลาดที่ทำให้ถูกปฏิเสธ
- Required vs optional document list
- Each step with a realistic time frame
- Why files get rejected — and how to prevent it
- Tips from cases we handle every week
Knowledge bases behind every service
3,057 answered questions written by our lawyers and translators, grouped by service. Free to read, no sign-up.
- Certified translation — every language
Certified translation across civil, academic, corporate, contractual, financial, medical, technical and IP documents — with the Notary → MFA → embassy legalization chain handled end to end.
500 answered questions
- Visa filing — 195 destinations
Tourist, business, study, work, marriage, family, retirement and transit visas across Schengen, UK, US, Australia, Canada, Asia and the Middle East.
300 answered questions
- Police clearance certificate
Royal Thai Police clearance certificates for applicants in Thailand and abroad, with translation, MFA legalization and destination-embassy filing.
500 answered questions
Official sources — visa & work permit
The information on this page follows the official sources below. Always check the latest version before you file.
- Immigration Bureau — visas, 90-day reporting, TM.30— Immigration Bureau
- Thai e-Visa Official Portal— MFA Thailand
- Thailand Digital Arrival Card (TDAC)— Immigration Bureau
- Department of Employment — work permits for foreigners— Department of Employment
- Board of Investment (BOI) / LTR Visa— Thailand Board of Investment
- Department of Consular Affairs — document legalisation— Ministry of Foreign Affairs
Related services
Most document work runs across several steps — jump straight to the next one you need.
- Thailand visa
- Work permit
- Police clearance certificate
- Certified translation
- Expat & VIP services
- Full service index
For an exact quote and turnaround, call, LINE or email our team on any business day.
Expert reviewed: This page is written and checked by practitioners with since 2019 of hands-on filing experience, sourced from the responsible authorities and signed off by a second reviewer before publication — meet the team · editorial policy
Frequently asked questions
- What is the DTV and who realistically qualifies?
- The Destination Thailand Visa is a five-year multiple-entry visa allowing stays of up to 180 days per entry, extendable once per entry by a further 180 days at an immigration office. It targets remote workers employed or contracted outside Thailand, freelancers with foreign clients, and participants in Thai soft-power activities such as Muay Thai training, cooking courses or medical treatment, and it requires evidence of the current official rate in available funds.
- How is the LTR visa different from the DTV?
- The Long-Term Resident visa is a ten-year visa administered by the Board of Investment for wealthy global citizens, wealthy pensioners, work-from-Thailand professionals and highly skilled professionals, and it bundles a digital work permit, a flat 17% personal income tax rate for the skilled-professional category and annual instead of 90-day reporting. The DTV is cheaper and faster but grants no work permit for Thai-sourced work and no tax privileges.
- Can I work in Thailand on a tourist or DTV visa?
- No — any work performed inside Thailand requires a work permit or an equivalent digital work authorization, regardless of where the employer or client is located. The DTV is intended for work delivered to foreign employers and clients; taking on Thai clients or a Thai employer requires switching to a Non-B or LTR pathway with proper authorization.
- What most often causes a Schengen or UK visa refusal from Thailand?
- The dominant causes are weak evidence of ties to Thailand, bank statements that show a sudden unexplained deposit shortly before filing, inconsistencies between the application form and supporting documents, insufficient or non-compliant travel insurance, and an itinerary that does not match the stated purpose. Refusals are recorded, so a re-application must directly address the refusal ground rather than simply resubmit the same file.
We advise first, then do the work
We assess case risk before filing — travel history, financial evidence, consistency of purpose — and say plainly whether to file now or strengthen the file first.
- Free case assessment before you commit — send photos of your documents and we tell you what is actually needed.
- A team of licensed attorneys, notarial services attorneys and registered translators, with since 2019 of combined practice.
- We flag risks and alternatives in writing — including when the cheaper or faster route is the correct one.
- We stay with the case after delivery: if the receiving authority asks for more, we advise at no extra consulting fee.
Talk to an adviser: 083-2494999 · LINE @NYC168 · contact@nyclegal.co.th
Not sure which service you need? Read the guides
Each guide answers first, then explains: decision criteria, comparison tables, the real process and the mistakes we see most often.
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Talk to us first: 083-2494999 · LINE @NYC168 · contact@nyclegal.co.th






