Wealthy Pensioner
LTR สำหรับผู้เกษียณอายุ · § Wealthy Pensioner
Quick Answer
10-year retirement visa (not 1-year Non-O) · multiple entry · yearly report · no THB 800,000 Thai bank balance requirement · optional Digital Work Permit for part-time work.
Timeline: 3–4 months (vs Non-O Retirement 4–8 weeks but must renew annually)
Official fees: THB 50,000 per person (10 years) — cheaper on average than annual Non-O renewals.
Eligibility
Age ≥ 50 · pension / passive income ≥ USD 80,000/yr (USD 40,000–80,000/yr requires Thailand investment ≥ USD 250,000) · health insurance USD 50,000.
Required Documents
- Pension letter from SSA / DWP / Centrelink / foreign SOE
- 12-month bank statement showing pension inflows matching declared amount
- Health insurance USD 50,000 with Thailand in-patient coverage
- Age proof (birth certificate / passport bio page)
- Police clearance from country of residence ≥ 12 months
- Investment proof USD 250,000 (if income USD 40,000–80,000)
Pitfalls to Avoid
- Some 'private pension plans' (e.g. Australian Super drawdowns) are not counted as pension → BOI may reject
- Health insurance must be from a Thai OIC-registered insurer — foreign policies fail regardless of coverage
- Age 50 assessed on filing date, not visa issuance date
Best Fit
- US Social Security retirees relocating to Chiang Mai / Hua Hin
- UK State + private pension combos
- Australian Age Pension holders avoiding portability restrictions
Frequently Asked Questions
- Difference between Non-O Retirement and LTR Pensioner?
- Non-O: annual renewal · THB 800,000 Thai bank balance · 90-day report · LTR: 10 years · no balance rule · yearly report.
- How many days/year in Thailand to maintain the visa?
- No minimum days · but you cannot be outside Thailand for 12 consecutive months without a Re-entry Permit.
- Should I buy Thai health insurance?
- Yes — Bupa / AXA Thailand / Cigna Thailand meet BOI standards and cost less than foreign policies covering the same limit.
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Official sources — visa & work permit
The information on this page follows the official sources below. Always check the latest version before you file.
- สำนักงานตรวจคนเข้าเมือง — วีซ่า รายงานตัว 90 วัน TM.30— Immigration Bureau
- Thai e-Visa Official Portal— MFA Thailand
- Thailand Digital Arrival Card (TDAC)— Immigration Bureau
- กรมการจัดหางาน — ใบอนุญาตทำงานคนต่างด้าว— Department of Employment
- สำนักงานคณะกรรมการส่งเสริมการลงทุน (BOI) / LTR Visa— Thailand Board of Investment
- กรมการกงสุล — บริการรับรองเอกสาร (นิติกรณ์)— กระทรวงการต่างประเทศ
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Frequently asked questions
- How does 90-day reporting work and what happens if I miss it?
- Foreigners staying in Thailand on a long-stay permission must report their address to Immigration every 90 days, in person, by post, through an agent or online, within the window from 15 days before to 7 days after the due date. Late reporting carries a fine of THB 2,000, rising to THB 5,000 if you are caught during an arrest, and the counter can only accept the report within the permitted window.
- What is TM30 and who must file it?
- TM30 is the notification of a foreigner's place of stay, and the legal duty falls on the house owner, condominium owner, hotel or landlord to notify Immigration within 24 hours of the foreigner's arrival at the address. Foreigners are affected in practice because Immigration frequently requires a current TM30 receipt before processing extensions, 90-day reports and re-entry permits.
- Can I convert my foreign driving licence to a Thai one?
- Yes — the Department of Land Transport allows conversion of a valid foreign licence with a certificate of residence from Immigration or an embassy letter, a medical certificate, passport and visa copies, and passing the colour, reaction and depth-perception tests. Holders of a licence from a country with a reciprocal arrangement may be exempt from the written and practical tests.
- Can a foreigner own a condominium in Thailand?
- Yes, under the Condominium Act foreigners may own units in freehold up to 49% of the total saleable floor area of the building, and the purchase funds must be remitted into Thailand in foreign currency with a Foreign Exchange Transaction certificate issued by the receiving bank for transfers of USD 50,000 or more. Land ownership remains closed to foreigners other than under BOI or specific statutory exceptions.