Non-Immigrant O-A · 1-Year Retirement Visa (Overseas Filing)
Non-Immigrant O-A · วีซ่าเกษียณ 1 ปี (ยื่นสถานทูตต่างประเทศ)
อายุ 50+ · เงิน 800,000 บาท หรือบำนาญ 65,000/เดือน · ประกันบังคับ
Quick Answer (AEO)
Non-O-A is a 1-year multiple-entry retirement visa filed only at a Royal Thai Embassy overseas (per Immigration Order 327/2557). Age 50+, THB 800k deposit (2 months) OR THB 65k/month pension + mandatory health insurance USD 100k (MoPH 2019).
Eligibility
Applicant must be 50+ on filing date, no criminal record in Thailand or origin country, medically fit (Medical Certificate 21/2517: syphilis, TB, elephantiasis, leprosy, drug addiction, alcoholism).
Financial Requirements
Choose one: (a) THB 800k in a Thai bank for 2 months + Bank Guarantee Letter, (b) THB 65k/month pension embassy-certified, (c) combination totaling THB 800k/year.
Insurance
Health insurance IPD USD 100,000 minimum, COVID-inclusive. Insurer must be on Immigration Longstay List — TH: Pacific Cross/LMG/MSIG/Cigna TH; International: Aetna Global/Allianz/April/Cigna Global.
Documents
- แบบฟอร์ม TM.87 + รูปถ่ายพื้นหลังขาว 4x6cm × 3
- หนังสือเดินทางอายุคงเหลือ 18 เดือน + สำเนาทุกหน้า
- Bank Guarantee Letter (BGL) ธนาคารไทย + Statement 3 เดือน
- หนังสือรับรองเงินบำนาญ (Pension Certification) ประทับตราสถานทูต
- Medical Certificate 21/2517 ออกภายใน 3 เดือน
- หนังสือรับรองประวัติอาชญากรรม (Police Clearance) ประเทศต้นทาง apostilled
- กรมธรรม์ประกันสุขภาพ IPD USD 100k + Foreign Insurance Certificate (FIC)
- ค่าธรรมเนียม 5,000 บาท (multiple entry)
Workflow
- Free consult: age/income/insurance eligibility check (15 min)
- Origin-country docs: Police Check + Medical + Pension via apostille chain
- Source compliant insurance from Immigration-listed insurer via NYC broker
- Embassy appointment booking + certified translation of all documents
- Applicant enters Thailand within 3 months of visa issue
- TM.30 (address) + TM.47 (90-day report) on arrival
O-A 1-year: most flexible, no long lock-in · O-X 10-year: THB 3M locked, 14 nationalities only · LTR-Wealthy Pensioner 10-year: USD 80k/yr required but digital work allowed.
Pitfalls
- ยื่นในไทยไม่ได้ — ต้องกลับประเทศต้นทางหรือประเทศที่มีถิ่นพำนัก
- ประกันของบริษัทที่ไม่อยู่ในทะเบียน ตม. → ถูกปฏิเสธทันที
- เงิน 800k ต้องอยู่ในบัญชีต่อเนื่อง 2 เดือน — โอนวูบวาบไม่ผ่าน
- ประวัติอาชญากรรมประเทศต้นทาง ต้อง apostille — บาง ปท (US/UK/AU) ใช้เวลาถึง 8 สัปดาห์
FAQ
- Can I file Non-O-A in Thailand?
- No. Non-O-A is embassy-only. If already in Thailand, apply for Non-O Retirement Extension (1-year renewable) instead.
- Must the THB 800k stay all year?
- First filing: 2 months. Extension: 3 months before + balance ≥THB 400k throughout the year.
- Insurance renewal?
- Must renew every year with no lapse. Any gap = extension denied.
- Can I work?
- No employment. Passive income OK; digital work is grey area — use LTR-Pensioner or DTV instead.
- Family accompaniment?
- Spouse via Non-O Dependent (legal marriage); children ≤20 via Non-O Child.
Other pathways
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Official sources — visa & work permit
The information on this page follows the official sources below. Always check the latest version before you file.
- สำนักงานตรวจคนเข้าเมือง — วีซ่า รายงานตัว 90 วัน TM.30— Immigration Bureau
- Thai e-Visa Official Portal— MFA Thailand
- Thailand Digital Arrival Card (TDAC)— Immigration Bureau
- กรมการจัดหางาน — ใบอนุญาตทำงานคนต่างด้าว— Department of Employment
- สำนักงานคณะกรรมการส่งเสริมการลงทุน (BOI) / LTR Visa— Thailand Board of Investment
- กรมการกงสุล — บริการรับรองเอกสาร (นิติกรณ์)— กระทรวงการต่างประเทศ
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Frequently asked questions
- How does 90-day reporting work and what happens if I miss it?
- Foreigners staying in Thailand on a long-stay permission must report their address to Immigration every 90 days, in person, by post, through an agent or online, within the window from 15 days before to 7 days after the due date. Late reporting carries a fine of THB 2,000, rising to THB 5,000 if you are caught during an arrest, and the counter can only accept the report within the permitted window.
- What is TM30 and who must file it?
- TM30 is the notification of a foreigner's place of stay, and the legal duty falls on the house owner, condominium owner, hotel or landlord to notify Immigration within 24 hours of the foreigner's arrival at the address. Foreigners are affected in practice because Immigration frequently requires a current TM30 receipt before processing extensions, 90-day reports and re-entry permits.
- Can I convert my foreign driving licence to a Thai one?
- Yes — the Department of Land Transport allows conversion of a valid foreign licence with a certificate of residence from Immigration or an embassy letter, a medical certificate, passport and visa copies, and passing the colour, reaction and depth-perception tests. Holders of a licence from a country with a reciprocal arrangement may be exempt from the written and practical tests.
- Can a foreigner own a condominium in Thailand?
- Yes, under the Condominium Act foreigners may own units in freehold up to 49% of the total saleable floor area of the building, and the purchase funds must be remitted into Thailand in foreign currency with a Foreign Exchange Transaction certificate issued by the receiving bank for transfers of USD 50,000 or more. Land ownership remains closed to foreigners other than under BOI or specific statutory exceptions.