NYCVisa · Notarial Services Attorney
International Loan Agreement Certification in Thailand
Under Thai Civil and Commercial Code s.653, a loan above THB 2,000 needs written evidence signed by the borrower to be enforceable. Interest between private persons is capped by law. Notarised signatures help as evidence when the borrower is abroad.
Certification scope and key checks
State amount, currency, interest and repayment dates.
Cross-border loans may need reporting under Bank of Thailand rules.
Thai stamp duty applies.
Documents to prepare
- Loan agreement
- Parties' identification
- Proof of fund transfer
Procedure for this document
- Check interest caps and BOT rules
- Borrower signs before a notary
- Pay stamp duty
- Keep transfer records
Overseas use: confirm the recipient’s route
Notarization is not required for every public record, and some uses need no onward legalisation. Confirm whether the recipient needs an original, copy, translation or specific certification before arranging MFA and embassy steps where applicable.
Thailand deposited its accession on 30 June 2026. The Apostille Convention is scheduled to enter into force for Thailand on 28 February 2027. Do not assume Thai Apostilles are available before then. Even after entry into force, document scope and treaty relations with the destination must be checked.
Questions before booking
- Can I sue without a contract?
- Above THB 2,000, written evidence is required.
- What interest is allowed?
- There is a legal cap; check with a lawyer.
- Is it enforceable abroad automatically?
- No; enforcement depends on that country's law.
- Are MFA and embassy legalisation always needed?
- No. Ask the recipient to confirm the certification, language and onward steps. Notarization, translation and legalisation are distinct; do not perform every step automatically.
- How are fees and timing assessed?
- After reviewing the form, copies, signers, language and onward steps, we provide a quote and indicative schedule before work. Authority queues and outcomes are not guaranteed.
- What should I send before booking?
- Send the record type, destination country, receiving authority and its checklist through a direct contact channel. Redact personal information unnecessary for the initial enquiry.
📚 Official sources and current requirements
Content reviewed 8 October 2026. General information, not case-specific legal advice. Confirm current requirements with the recipient before filing; document acceptance and application outcomes are not guaranteed.
Send the recipient’s checklist before booking
Initial enquiry for scoping and a quote is free; case-specific legal advice is not included.